New Dating App Requires 675 Credit Score To Join

There’s a new dating app on the scene, but this one has a twist. The Neon Money Club launched this week with a new dating app called Score. It’s directed at singles who have good to excellent credit scores. And before you ask, the app requires users to have a credit score of 675 or higher to join.

"Financial wellness often takes a backseat," said Neon Money Club CEO Luke Bailey in a news release. "'Score' aims to elevate the discussion around financial health, which has remained stagnant for decades."

The app has already kicked off its 90-day trial and will only be available for a limited time. Upon signing up, Neon Money Club will do a soft credit check on users that will not impact their credit reports, and the score will not be displayed on the app. If approved, users will have access to financially like-minded people on the app. People are also not matched based on credit tiers, so someone with a score of 700 can match with someone who has a score of 800.

CNBC reported that 54% of people believe a partner with debt is a reason to consider divorce. "Being in debt can cause you to forego the things you would really like to prioritize as a couple, which can lead to a delay in you reaching various goals," they said. Findings from a National Debt Relief report show that 38% of couples miss out on dating and date nights when in debt.

Dating with debt is a real issue and there's even a film about it. In 2019, Kevin Hart starred in a movie called "Night School," which gives a glimpse into what could happen if you’re not financially honest with your partner. Teddy (Hart) sells barbecue grills while dating a wealthy woman. He uses a careful financial strategy that makes him appear wealthier than he actually is. After losing his job, he continues to lie to his fiancé about his financials and it goes downhill from there.

With the news of the new dating app, some people rushed to Reddit to discuss it. One person pointed out that good credit doesn't necessarily mean more money. "I've got a credit score of above 800 and am not the richest dude out there. People with high credit scores just know how to utilize their credit better," they wrote. Another person said that they have rejected men based on bad credit scores. They mentioned how one of them was joking about how they didn't qualify for a loan. "He volunteered this information ok? So I said 'my score was 830' and he said 'maybe you can cosign for me'. NO THANKS," they shared.

Neon Money Club launched in 2021 intending to track financial literacy, and last year became the first Black-owned tech business to launch a credit card with AMEX. The card allows people to convert credit card points into cash that they can then invest in the stock market.

Check out more on the Score app here.